Bloom & Partners

We can Help.

SMSF & Retirement

Real Estate & Property Investing

Considering taking control of your future? A self-managed super fund may just be the way to go. Our team of experts have simplified what can sometimes be a 'tricky and overwhelming' ordeal, into a wonderfully streamlined step-by-step process.

Explore benefits such as tax savings, more control and an earlier retirement.

Real Estate & Property Investing

We have assisted hundreds of clients secure stress free retirements through highly effective property investment strategies. Whether it's using your super, equity or savings, our team of highly skilled investment advisors can guide you on the best places to invest in Australia.

Home Loans

Real Estate & Property Investing

Home Loans

Knowing where to start when it comes to finding the right loan, is a skill in itself! Allow us to assist you in navigating the world of loans, particularly when borrowing through a self-managed super fund. With years of combined experience in the industry, we'll ensure a quick and easy approval as well as a competitive rate.

Assisting Aussies to create the retirement they deserve.

The Power of Property Through Super

Did you know that you can use your super to purchase property in Australia?

At Bloom & Partners, we specialise in assisting clients build positively geared property portfolios that can create secure and fruitful retirements.

Get in touch with our team to see whether you qualify.

You can avoid Australia's retirement crisis!

According to the Association of Superannuation Funds of Australia (ASFA), in order to live comfortably through an average 25 year retirement, you'll need at least $1,179,100. Did you know just 18% of Australians think they will enough to retire comfortably?

Take control of your SUPER. Take control of your FUTURE.

Explore the benefits of taking control of your super. Many Aussies find SMSF strategies beneficial in the sense of tax, control, ability to retire sooner and invest without having to make changes to their current lifestyle.

Frequently Asked Questions

Is having an SMSF expensive?

There are certainly costs associated with choosing to have a Self Managed Super Fund. These include fees such as ASIC (Australian Securities and Investments Commission) registration fees, accounting, auditing and tax returns. Depending on the investments you wish to pursue, they may also have costs associated. For example, when investing in property, you will need to consider property management, insurances and council & water rates. Bloom & Partners can assist in ensuring an appropriate rental income that will account for these outgoings.

Can I get a loan through my Self Managed Super Fund (SMSF)?

Yes, you can achieve a loan for an investment property through your Self Managed Super Fund. A limited recourse borrowing arrangement is put in place, whereby a separate property trust and trustee is established, essentially to 'limit the recourse' of the lender.

Can you live in a property owned by your super fund?

According to SMSF legislation, it is strictly prohibited to live in a property owned by your SMSF.

However, upon retirement you may wish to transfer the property from your SMSF to yourself, which would now allow you to live in it. It is very important to understand the stamp duty and potential capital gains tax implications that may eventuate from this transfer. Ensure you understand this completely before doing so.

What are the risks of buying property with a Self Managed Super Fund?

As with any investment, it is always a good idea to assess the potential risks and plan ahead.

When owning an investment property through an SMSF, it's extremely important to consider cashflow. Finding a property with a strong rental yield will be an essential part of making the investment a success. Investment properties will have costs attached to them, so ensuring the cashflow is strategically assessed is vital. Considering the appropriate insurances will also cover you in the event your property is not receiving a rental income. Your employer super contributions will be considered when it comes to paying off the loan, so ensuring you have steady income is a must.

Lastly, purchasing the right property, in the right area, with the right growth potential is a task that should not be taken lightly. Making certain the property is viable, in good shape and situated conveniently will be key.

Contact Us

At Bloom & Partners, we work with a highly skilled group of partners that can assist you every step of the way when purchasing property through your self managed super fund. Get in touch today if you'd like to learn more about us and our partners.

Bloom & Partners

Level 11/133 Mary Street, Brisbane City Queensland 4000, Australia

admin@bloomandpartners.com.au 07 2000 5995

Hours

Monday - Friday: 8:30am - 5pm

Saturday - Sunday: By appointment

Plant the Seeds Of Wealth Today.

Plant the Seeds Of Wealth Today.

We can Help.

SMSF & Retirement

Real Estate & Property Investing

Real Estate & Property Investing

Real Estate & Property Investing

Real Estate & Property Investing

Real Estate & Property Investing

Home Loans

Real Estate & Property Investing

Home Loans

Our warm and holistic approach to financial wellbeing & assisting everyday Aussies is what sets us apart from the rest.

Assisting Aussies to create the retirement they deserve.

The Power of Property Through Super

You can avoid Australia's retirement crisis!

Take control of your SUPER. Take control of your FUTURE.

Reviews

"Smart, Streamlined & Simplified ."

Frequently Asked Questions

Stay in Touch

Contact Us

Ask away!

Bloom & Partners

Hours

Plant the Seeds Of Wealth Today.

Plant the Seeds Of Wealth Today.

We can Help.

SMSF & Retirement

Real Estate & Property Investing

Real Estate & Property Investing

Real Estate & Property Investing

Real Estate & Property Investing

Real Estate & Property Investing

Home Loans

Real Estate & Property Investing

Home Loans

Our warm and holistic approach to financial wellbeing & assisting everyday Aussies is what sets us apart from the rest.

Assisting Aussies to create the retirement they deserve.

The Power of Property Through Super

You can avoid Australia's retirement crisis!

Take control of your SUPER. Take control of your FUTURE.

Reviews

"Smart, Streamlined & Simplified ."

Frequently Asked Questions

Stay in Touch

Contact Us

Ask away!

Bloom & Partners

Hours

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